Posts Categorized: News

Health Savings Account (HSA) – Facts, Questions and Misconceptions

Article by: Heather Baird Account Manager – Employee Benefits, Insurance Trust As employee benefits consultants and educators, we receive many questions in relation to Health Savings Accounts (HSA). Here are some common questions, as well as lesser-known facts and misconceptions, you’ll want to be aware of when offering and utilizing an HSA. First and foremost, if… Read more »

Join our Team – Member Lending Support Manager

  Insurance Trust has an immediate opening for a Member Lending Support Manager.  For over 50 years, Insurance Trust has been a premier provider of insurance products for credit unions throughout Maine and New England. We are a small team of 13 insurance professionals dedicated to providing competitive insurance coverage options for credit unions, their… Read more »

Kids and Insurance

  Article by Heather Baird Employee Benefits Account Manager Insurance Trust In the past few years, I’ve come to the epiphany of how important taking care of my mental health and wellbeing is in relation to my children and parenting. As a working parent, I’ve many times been overwhelmed with guilt. As a result, I’ve… Read more »

Always Review Your Explanation of Benefits (EOB) Statements

  Article by Sarah Nash Training Director, Insurance Trust  Do you understand those EOB (Explanation of Benefits) statements you get from your health insurance carrier?  My health insurance carrier is Anthem.  It’s a lot of information.  There’s the service date, service, reason code, doctor charges, your discounts, due to your doctor (maximum allowed), Anthem paid,… Read more »

Beneficiary Updates

  Article by Elizabeth Ingram  Vice President of People Strategy, Insurance Trust  There are tasks that get put off because we don’t have time, those that we just don’t want to do, and those that we aren’t sure how to do.  Beneficiary forms may feel like they belong in all 3 categories, but the reality is… Read more »

Mental Health Healing Through Sharing & Connection with Others

Article by: Heather Baird Account Manager – Employee Benefits, Insurance Trust As I began contemplating what to share here, my heart and head battled. What do I have that could make a difference? So, in the words of one of my favorites, Brene Brown, “vulnerability is not weakness; it’s our most accurate measure of courage.” Here… Read more »

Budgeting for the New Year

  Article by Elizabeth Ingram  Vice President of People Strategy, Insurance Trust  There are several situations that may warrant readjusting your budget: salary changes, benefit renewals, life changes (marriage, divorce, addition of a child, moves, etc.), and the start of a new (tax) year.  Having a written budget that details your monthly income and expenses is… Read more »

The Importance of Health Insurance Transparency in New Positions

Article By: Trevor Pietila Accounting Specialist About 10 years ago, I gave my notice to a former employer, and during my exit interview, was given some great advice from the head of HR: “Make sure you don’t just leave for ‘more money,’ be sure you are looking at the total compensation package.” Being 22, I… Read more »

3 Ways to Shift Your Mindset & Embrace Change

  Article By: Sharon Little Office Manager, Insurance Trust Change comes in many forms and can be especially difficult if you had your heart set on something that didn’t turn out the way you had hoped. However, if we look back at the changes we’ve experienced in the past, we often find that things worked… Read more »