Health Insurance

Choosing the right type of health insurance coverage can mean the difference in thousands of dollars in premium savings and out of pocket, uncovered, medical expenses. We are here to walk you through all of the options available to you and find the right plan.

 

Dental Insurance

Great oral health is an essential part of a healthy lifestyle. From cleanings and x-rays to crowns, dentures and more, dental Insurance can help you maximize your oral health.

 

Vision Insurance

Vision is critical to just about everything we do. It’s also something we take for granted. A vision insurance plan can provide substantial coverage for eye exams, glasses, contact lenses and more.

 

Life Insurance

If you have dependents or other people with whom you share your life, life insurance can play a vital and valuable role at virtually every stage of your life.

 

Short-Term Disability

Offering a short-term disability policy for your employees can help to cover their living expenses in the event they are unable to work due to a non-work related disability.

 

Long-Term Disability

Offering a Long-term disability policy for your employees can help cover their living expenses in the event they are unable to work for an extended period due to a non-work related disability.

Worksite/Voluntary Benefits

Worksite/Voluntary benefits offer employees the choice and flexibility to enhance life or health insurance coverage and/or fill any gaps in their insurance coverage.

 

Flexible Spending Accounts (FSA)

An FSA allows an employee to set aside a portion of his or her earnings to pay for qualified expenses as established in a cafeteria plan. The earnings set aside are usually used for medical expenses, but they can also be used for dependent care or other expenses.

Health Reimbursement Accounts (HRA)

An HRA is a tax-advantaged, employer-funded health benefit plan that reimburses employees for out-of-pocket medical expenses and individual health insurance premiums.

 

Pre-Paid Legal

A legal service plan can help with all sorts of planned and unplanned legal issues such as traffic tickets, foreclosures, will preparation, warranty disputes and much more.

Contact Insurance Trust today for more information at 207-773-0925 or complete the form below.

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