Monthly Archives: June 2015

ACA Update – Off-SHOP Composite Rates Available Soon in Maine

In an exciting bit of news, the Maine Bureau of Insurance is allowing off-SHOP plans to offer composite rates (employee, employee/spouse, employee/child(ren), family) in 2016.   Anthem and MCHO will be offering composite rates.  Aetna and Harvard Pilgrim have not yet decided if they will, but I will be sure to keep you apprised.  Composite rates… Read more »

13th Annual Special Olympics Maine Golf Tournament

Insurance Trust along with our subsidiary Equinox Financial & Insurance Services will be holding our 13th Annual Golf Tournament on Thursday July 23, 2015. This tournament is our largest fundraiser for Special Olympics Maine and will take place at Spring Meadows Golf Club in Gray, Maine. Tee off will be at 9:00 am with a… Read more »

Know Before You Owe: Mortgages

As most of you know the CFPB issued a final rule on the new Combined Mortgage Disclosures. The CFPB requires “easier to use mortgage disclosure forms” commonly referred to by CFPB as “Know Before You Owe.” The new forms will replace existing federal disclosures (e.g. TIL/GFE and TIL/HUD-1 or HUD-1A) Along with the new forms;… Read more »